A ₹50 lakh student loan, no job offers, and a ₹20,000-per-month salary back home—this is the harsh reality facing some Indian graduates after pursuing a U.S. education, sparking renewed debates about the so-called “American dream.”
A tech professional based in San Francisco recently shared the story of her friend’s brother, who graduated from a U.S. university with a $60,000 degree, only to return to Mumbai burdened with debt and no job prospects. “This is the story universities don’t tell you,” she wrote in a viral social media post. “He walked across a graduation stage in America… and boarded a flight back to Mumbai with: A $60K degree, a ₹50 lakh loan, zero job offers.”
The graduate now works at an Indian startup earning ₹20,000 a month, while his retired father covers a $900 EMI from his pension.
The post urged prospective students to approach U.S. education with caution. “America still offers incredible opportunities,” the techie noted, “but the job market that once absorbed every STEM grad is drying up fast.”
The story struck a chord online. Commenters highlighted the need for more honest accounts rather than glamorous LinkedIn success stories. Others shared similar struggles in countries like the UK, Australia, and Canada, where students often end up in low-paying or irregular jobs despite huge educational expenses. One user reflected, “I’m probably headed down the same road soon… trying to survive and stay sane.”
With visa uncertainties and a tightening global job market, many students are now questioning whether the cost and stress of a foreign degree are truly worth it.
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