After tightening immigration policies and narrowing visa categories, US President Donald Trump has reportedly introduced a new proposal known as the Trump Gold Card, which would allow wealthy foreign nationals to obtain long-term US residency by paying a fee of $5 million.
The proposal has sparked interest among global investors, including many from India. However, its real-world impact is expected to be limited. Marketed as a premium immigration pathway, the Gold Card is aimed at ultra-wealthy individuals seeking residency through a significant financial contribution. While the idea appears attractive on paper, the practical challenges are considerable—particularly for Indian applicants.
For Indians, the most significant obstacle remains the long-standing backlog in the US immigration system. Even if a new investment-based route is introduced, demand is likely to be extremely high. Countries such as India and China already face prolonged waiting periods across most employment- and investment-based visa categories. As a result, Indian applicants could still be subject to lengthy delays despite meeting the financial criteria.
Affordability is another major concern. The proposed investment threshold is expected to be exceptionally high, placing it beyond the reach of most Indian professionals and business owners. Consequently, traditional pathways such as the H-1B work visa or existing EB investment visa categories are likely to remain more practical and accessible options for the majority of Indian aspirants.
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